Hoping that vulnerable homeowners are more worried about the security of their household than they have to do with reviewing an agreement with a fine-tooth comb, some vendors and specialists might pressure people into hiring them with slick sales pitches and suspiciously excellent costs.
After property owners sign the contract, these scammers either complete the work with inferior products or, if they were able to get the cash up front, avoid town without having actually done the work at all.
Specialist fraud is a multi-billion-dollar issue and the NICB encourages homeowners to follow these ideas in the wake of a natural disaster:
1. It most likely is if its too great to be true! Crooked contractors lurk in the wake of hurricanes and hail hoping to catch homeowners off guard. Be suspicious of any contractor who approaches you in the after-effects of a storm and constantly call your insurance coverage prior to having actually any repair work done.
Ask any professional or sales representative for their drivers license, their license plate, their state professionals license and proof of insurance. Dont be afraid to ask for references or browse the Better Business Bureau to see if any grievances have been filed relating to the contractor.
3. Be a smart consumer. Get price quotes from multiple specialists before having actually any repairs done. Pushy salesmen frequently pressure you into signing immediately, but by taking your time and weighing your choices, you can get quality work done for the very best price possible.
4. Read the fine print. Ensure any contract you are signing includes EVERYTHING in writing. The expense of the work, time schedules, payment schedules, assurances, work to be done and other expectations must all be detailed. Watch out for any blank areas. Shady specialists can fill these in after you sign!
Good professionals reveal their work. Do not sign an agreement that requires you to pay for the work prior to it is done.
For more information on professional fraud and how to avoid being a victim, go to the Contractor Fraud Awareness Week page on the NICB website.
If you or somebody you understand has been the victim of professional scams or you have seen contractors and suppliers canvassing suburbs hit by a catastrophe, call NICB at 800. TEL.NICB or fill out their online type.
Contractor Scams Awareness Week is here!
From July 12 through 16, the National Insurance Coverage Crime Bureau (NICB) is highlighting the problem of vendors and contractors who benefit from catastrophe victims in the consequences of catastrophes.
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Be suspicious of any contractor who approaches you in the after-effects of a storm and always call your insurance prior to having any repairs done.
Ask any contractor or salesperson for their motorists license, their license plate, their state contractors license and evidence of insurance. Do not be scared to ask for recommendations or browse the Better Business Bureau to see if any grievances have actually been filed relating to the professional.
Shady contractors can fill these in after you sign!
Excellent professionals show their work.